Debt Negotiation / Debtor Defense
Are you behind on your bills? Are you getting intimidating collection letters from credit card companies, or from attorneys seeking to sue you on their behalf?
For many people, their debt has reached a boiling point and they’re in desperate need of an alternative to making minimum payments. We offer Debt Negotiation/Credit Counseling in association with a national Debt Negotiation Law Firm. Qualified clients can pay off a smaller portion of their debt sooner and get out from under their bills.
For others who have already been sued, time is of the essence. Virginia law requires defendants to respond appropriately within 21 days of receiving a summons. Those who fail to do so can find themselves in over their heads trying to understand court procedures on their own and having a judgment entered against them.
Even if you feel like you have no other options and don’t think you have any defenses, at the very least a lawyer can help you negotiate and ensure you have time to do so, before creditors acquire a lien against your home or use other aggressive collective methods.